(c) 2015. All rights are reserved in respect of original content produced.
All third-party (shared) content is done so with acknowledgement.
The shared-content and original material found on this website is of the nature of general comment only and does not represent professional advice. It is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action or any matter which it covers. Readers should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information on this website.